[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.menas.cz\/kdyz-si-nekdo-potrebuje-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.menas.cz\/kdyz-si-nekdo-potrebuje-pujcit\/","headline":"Kdy\u017e si n\u011bkdo pot\u0159ebuje p\u016fj\u010dit","name":"Kdy\u017e si n\u011bkdo pot\u0159ebuje p\u016fj\u010dit","description":"Pokud \u010dlov\u011bk n\u011bkdy pot\u0159ebuje v\u00edc pen\u011bz, ne\u017e kolik mu jich je zrovna dop\u0159\u00e1no m\u00edt, nem\u00e1 to pr\u00e1v\u011b snadn\u00e9. Mus\u00ed zva\u017eovat, co t\u011bmi finan\u010dn\u00edmi prost\u0159edky, kter\u00e9 m\u00e1, zaplat\u00ed, a na co si zkr\u00e1tka bude muset nechat zaj\u00edt chu\u0165. Jen\u017ee zat\u00edmco se […]","datePublished":"2022-01-28","dateModified":"2023-06-02","author":{"@type":"Person","@id":"https:\/\/www.menas.cz\/author\/#Person","name":"","url":"https:\/\/www.menas.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/670235c08005d2f1b80a3d56a421809661de47ce0289bd1c93d0120f6ef211a4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/670235c08005d2f1b80a3d56a421809661de47ce0289bd1c93d0120f6ef211a4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"menas.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.menas.cz\/wp-content\/uploads\/mobil%20a%20dolary_2.jpg","url":"https:\/\/www.menas.cz\/wp-content\/uploads\/mobil%20a%20dolary_2.jpg","height":0,"width":0},"url":"https:\/\/www.menas.cz\/kdyz-si-nekdo-potrebuje-pujcit\/","about":["Ekonomika"],"wordCount":430,"articleBody":"                              Pokud \u010dlov\u011bk n\u011bkdy pot\u0159ebuje v\u00edc pen\u011bz, ne\u017e kolik mu jich je zrovna dop\u0159\u00e1no m\u00edt, nem\u00e1 to pr\u00e1v\u011b snadn\u00e9. Mus\u00ed zva\u017eovat, co t\u011bmi finan\u010dn\u00edmi prost\u0159edky, kter\u00e9 m\u00e1, zaplat\u00ed, a na co si zkr\u00e1tka bude muset nechat zaj\u00edt chu\u0165. Jen\u017ee zat\u00edmco se to n\u011bkdy t\u00edmto zp\u016fsobem zvl\u00e1dne, jindy u\u017e m\u016f\u017ee b\u00fdt finan\u010dn\u00ed nouze natolik dramatick\u00e1, \u017ee to prost\u011b u\u017e nejde. I kdyby se kdekdo uskromnil sebev\u00edc, nemus\u00ed u\u017e zkr\u00e1tka svoji neradostnou finan\u010dn\u00ed situaci zvl\u00e1dnout.  Ale p\u0159esto se takov\u00e9 t\u011b\u017ek\u00e9 \u010dasy n\u011bjak p\u0159eklenout mus\u00ed. Nen\u00ed vyhnut\u00ed. A kdy\u017e se ned\u00e1 spolehnout na sv\u00e9 vlastn\u00ed p\u0159\u00edjmy nebo aspo\u0148 \u00faspory, mus\u00ed se \u010dlov\u011bk zkr\u00e1tka pokusit z\u00edskat aspo\u0148 n\u011bjakou p\u016fj\u010dku, d\u00edky kter\u00e9 by to vydr\u017eel a\u017e do doby, ne\u017e se jeho pom\u011bry zase zlep\u0161\u00ed. Jen\u017ee z\u00edskat p\u016fj\u010dku nen\u00ed tak snadn\u00e9, jak si n\u011bkte\u0159\u00ed z n\u00e1s mysl\u00ed. Jist\u011b, po\u017e\u00e1dat se o ni d\u00e1 v leckter\u00e9m finan\u010dn\u00edm \u00fastavu, jen\u017ee ne\u017e ji tam n\u011bkdo dostane, mus\u00ed dolo\u017eit svoji nespornou schopnost p\u016fj\u010den\u00e9 finan\u010dn\u00ed prost\u0159edky spl\u00e1cet, a tedy vr\u00e1tit i s \u00faroky tak, jak ur\u010duj\u00ed podm\u00ednky. A takovou z\u00e1ruku kdekdo z n\u00e1s prost\u011b nab\u00eddnout nedok\u00e1\u017ee.  Kdy\u017e m\u00e1 n\u011bkdo mal\u00fd p\u0159\u00edjem plus klidn\u011b i z\u00e1znamy v registrech dlu\u017en\u00edk\u016f a exekuce, mus\u00ed po\u010d\u00edtat s t\u00edm, \u017ee mu banky z\u0159ejm\u011b nepomohou. Pro n\u011b nen\u00ed n\u011bkdo takov\u00fd bonitn\u00ed, od n\u011bkoho takov\u00e9ho se ka\u017ed\u00e1 banka dr\u017e\u00ed rad\u011bji d\u00e1l. A tak se tu \u017eadatel do\u010dk\u00e1v\u00e1 t\u0159eba i jednoho zklam\u00e1n\u00ed za druh\u00fdm. A m\u016f\u017ee to dosp\u011bt a\u017e tak daleko, \u017ee nezb\u00fdv\u00e1 jin\u00e9 \u0159e\u0161en\u00ed ne\u017e nebankovn\u00ed hypot\u00e9ka. A sice proto, \u017ee se podobn\u00e1 p\u016fj\u010dka od nebankovn\u00ed spole\u010dnosti z\u00edsk\u00e1v\u00e1 mnohem sn\u00e1ze ne\u017e bankovn\u00ed p\u016fj\u010dky. Tedy v p\u0159\u00edpad\u011b lid\u00ed, kte\u0159\u00ed vlastn\u00ed n\u011bjakou nemovitost a tuto mohou d\u00e1t do z\u00e1stavy. S takovou z\u00e1rukou si tu toti\u017e nen\u00ed \u017e\u00e1dn\u00fd probl\u00e9m p\u016fj\u010dit, a to klidn\u011b i velk\u00e9 pen\u00edze. \u010clov\u011bk zastav\u00ed nemovitost, prok\u00e1\u017ee schopnost spl\u00e1cet a u\u017e v kr\u00e1tk\u00e9 dob\u011b m\u00e1 pen\u00edze k dispozici. A m\u016f\u017ee \u017e\u00edt jako ostatn\u00ed lid\u00e9, jako ti, kdo finan\u010dn\u00edmi probl\u00e9my netrp\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          3.4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e si n\u011bkdo pot\u0159ebuje p\u016fj\u010dit","item":"https:\/\/www.menas.cz\/kdyz-si-nekdo-potrebuje-pujcit\/#breadcrumbitem"}]}]