[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.menas.cz\/cesta-k-pujcce-se-vzdy-najde\/#Article","mainEntityOfPage":"https:\/\/www.menas.cz\/cesta-k-pujcce-se-vzdy-najde\/","headline":"Cesta k p\u016fj\u010dce se v\u017edy najde","name":"Cesta k p\u016fj\u010dce se v\u017edy najde","description":"Kdy\u017e se \u010dlov\u011bk ocitne po finan\u010dn\u00ed str\u00e1nce v \u00fazk\u00fdch, m\u00e1 vlastn\u011b jen jedinou jistotu. A sice tu, \u017ee se od n\u011bj po\u010dnou odvracet tak\u0159ka v\u0161ichni, kdo maj\u00ed pen\u00edze a byli by schopni mu vypomoci. Schopni ano, ale ochota jim sch\u00e1z\u00ed. […]","datePublished":"2019-03-26","dateModified":"2023-06-14","author":{"@type":"Person","@id":"https:\/\/www.menas.cz\/author\/#Person","name":"","url":"https:\/\/www.menas.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/670235c08005d2f1b80a3d56a421809661de47ce0289bd1c93d0120f6ef211a4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/670235c08005d2f1b80a3d56a421809661de47ce0289bd1c93d0120f6ef211a4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"menas.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.menas.cz\/wp-content\/uploads\/img_a343776_w1693_t1557137628.jpg","url":"https:\/\/www.menas.cz\/wp-content\/uploads\/img_a343776_w1693_t1557137628.jpg","height":0,"width":0},"url":"https:\/\/www.menas.cz\/cesta-k-pujcce-se-vzdy-najde\/","about":["Ekonomika"],"wordCount":476,"articleBody":"       Kdy\u017e se \u010dlov\u011bk ocitne po finan\u010dn\u00ed str\u00e1nce v \u00fazk\u00fdch, m\u00e1 vlastn\u011b jen jedinou jistotu. A sice tu, \u017ee se od n\u011bj po\u010dnou odvracet tak\u0159ka v\u0161ichni, kdo maj\u00ed pen\u00edze a byli by schopni mu vypomoci. Schopni ano, ale ochota jim sch\u00e1z\u00ed. A\u0165 se takov\u00fd \u010dlov\u011bk obr\u00e1t\u00ed na kohokoliv, zn\u00e1m\u00fdmi po\u010d\u00ednaje a bankami kon\u010de, m\u016f\u017ee si b\u00fdt vesm\u011bs jist\u00fd ne\u00fasp\u011bchem. Proto\u017ee v\u0161ichni se v tu chv\u00edli \u0159\u00edd\u00ed star\u00fdm zn\u00e1m\u00fdm moudrem \u201alep\u0161\u00ed vrabec v hrsti, ne\u017e holub na st\u0159e\u0161e\u2018. A proto rad\u011bji ani korunu nedaj\u00ed. A co m\u00e1 doty\u010dn\u00fd \u010dlov\u011bk v nesn\u00e1z\u00edch podniknout nyn\u00ed? To si snad m\u00e1 vz\u00edt opr\u00e1tku a j\u00edt se n\u011bkam pov\u011bsit? Jist\u011b, i tato mo\u017enost tu je. Ale j\u00e1 osobn\u011b bych s n\u00ed rad\u011bji po\u010dkal a zkusil se sp\u00ed\u0161e obr\u00e1tit se \u017e\u00e1dost\u00ed o p\u016fj\u010dku na nebankovn\u00ed sektor. Na ty, od koho se m\u016f\u017ee \u010dlov\u011bku dostat \u0159e\u0161en\u00ed v podob\u011b produktu zvan\u00e9ho americk\u00e1 nebankovn\u00ed hypot\u00e9ka. Jedn\u00e1 se tu o mo\u017enost, jak vcelku snadno a rychle p\u0159ij\u00edt k pen\u011bz\u016fm, jich\u017e se nedost\u00e1v\u00e1, a to t\u0159eba i na dlouh\u00fdch a\u017e t\u0159icet let. A to nav\u00edc s mo\u017enost\u00ed n\u00edzk\u00fdch spl\u00e1tek, s \u00faroky nejednou dost podobn\u00fdmi t\u011bm bankovn\u00edm a bez rizika, \u017ee zde zaru\u010den\u011b sehraje negativn\u00ed roli n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f. Americk\u00e1 nebankovn\u00ed hypot\u00e9ka toti\u017e spo\u010d\u00edv\u00e1 v tom, \u017ee se \u010dlov\u011bku dost\u00e1v\u00e1 p\u016fj\u010dky ve v\u00fd\u0161i a\u017e sedmdes\u00e1ti procent ceny nemovitosti, j\u00ed\u017e se za tuto p\u016fj\u010dku zaru\u010duje, respektive nemovitosti n\u011bkoho jin\u00e9ho, kdo se ochoten se touto za na\u0161eho nebo\u017e\u00e1ka zaru\u010dit. Je-li tomu tak, nesehr\u00e1v\u00e1 zase a\u017e takovou roli ani v\u00fd\u0161e \u017eadatelov\u00fdch p\u0159\u00edjm\u016f, ani n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f, ba co v\u00edc, nejsou tu vy\u017eadov\u00e1ny ani \u017e\u00e1dn\u00e9 poplatky p\u0159edem a v\u0161e prob\u00edh\u00e1 v\u00edce ne\u017e hladce. Sta\u010d\u00ed poslat e-mailem n\u011bkolik fotografi\u00ed nemovitosti, je\u017e m\u00e1 poslou\u017eit coby z\u00e1ruka vr\u00e1cen\u00ed on\u00e9 p\u016fj\u010dky, sta\u010d\u00ed vypln\u011bn\u00ed on-line formul\u00e1\u0159e a pak u\u017e jenom vy\u010dk\u00e1n\u00ed kontaktu ze strany pov\u011b\u0159en\u00e9 osoby, je\u017e se \u017eadatelem probere v\u0161e a\u017e do t\u011bch nejmen\u0161\u00edch detail\u016f. A pak u\u017e \u010dlov\u011bku p\u0159istanou na \u00fa\u010dtu vytou\u017een\u00e9 pen\u00edze, je\u017e lze pou\u017e\u00edt k \u010demukoliv. Lze je u\u017e\u00edvat po celou sjednanou dobu, nebo je naopak kdykoliv p\u0159ed\u010dasn\u011b vr\u00e1tit, lze \u017e\u00edt jako \u010dlov\u011bk. A o to p\u0159ece jde.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Cesta k p\u016fj\u010dce se v\u017edy najde","item":"https:\/\/www.menas.cz\/cesta-k-pujcce-se-vzdy-najde\/#breadcrumbitem"}]}]